04 May 2018   |   by Sitgeshosues      

Is it possible to pay less taxes for your home?

Immersed in the middle of the rent campaign, ​a lot of people ​wonder if they can deduct their mortgage loan in the IRPF. From Sitgeshouses we want to help our followers to clarify some of the doubts about it. The conditions for the deduction are:

– The mortgage must be on the housing of ​habitual ​ use.

– The acquisition of the property and the signing of the corresponding mortgage must be prior to January 1, 2013.

Other information to consider:

– The applicable deduction is 15% on a maximum of € 9,040 always paid during the fiscal year, which means that the maximum amount to be deducted in the IRPF is € 1.356.

– In the event that the sum of the total of the installments does not reach the maximum deductible (€ 9,040), to benefit from the maximum deduction, you can amortize the mortgage until reaching this maximum before the end of the fiscal year.

​At ​Sitgeshouses, reference real estate, we are passionate about our work and constantly update our training to offer our clients all the information on any subject related to housing. Do not hesitate to contact us, we are in Bóvila, 1 of Sitges.

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